Financial

 
dental-financialAt SmileMakers, Dr. Joseph Eiswert wants you and your family to have the best possible treatment plan. We make every effort to help you attain your goals.

In order to facilitate access to the very best health care possible, you may choose from any of the following:

  • Cash or personal checks
  • Care Credit
  • We accept Visa, M.C. and Discover credit cards
  • WE DO NOT PARTICIPATE IN MediCal

 

Terms

As a general rule, we require 50% payment for major procedures at the time we begin treatment and the remainder when we complete the process. Whether or not there is a dental insurance benefit involved or has been received, our patients are entirely responsible for making payments directly to us within 90 days of the treatment date. Unpaid balances over 90 days will incur a finance charge of 1.5% each month thereafter (18% per year).

Prepay Courtesy

We extend a 5% prepayment courtesy to anyone who pays in full prior to their first dental treatment. This means that 5% will be subtracted from the dental fees you pay personally, but not from any portion due from an insurance company.

Financing Your Dental Care

Financing your dental care is another option. Some lenders offer short-term, interest-free loans along with extended-payment plans (up to 60 months) with a fixed rate of interest and no prepayment penalty. If you would like us to assist you with the application process, we often times secure approval for credit by making just one phone call or apply for instant credit approval through Care Credit.

Dental Insurance

If you have dental insurance, we will assist you in maximizing your benefits by submitting a claim form to your carrier on the same day you receive treatment. We will evaluate your insurance coverage, estimate your co-payment and only ask you to pay this portion toward your dental care fees. When your carrier pays the claim, we will bill you for any difference between the total amount due for your treatment and that which has already been paid. If, for any reason, we have not received your insurance carrier’s payment within 60 days of submitting your claim, you will be responsible for the outstanding balance. After this 60-day grace period, any unpaid balances are subject to a finance charge of 18% APR.

Our friendly staff is always available to help you with insurance questions. We at SmileMakers will make every effort to assist you in dealing with your insurance company however you are ultimately responsible for any non pay of insurance benefits.